Goals

*Use coupons whenever possible.

*Pay off Citibank credit card.

*Stay out of credit card debt.

*Pay off auto loan.

*Drive vehicle for at least 10 years.

*Pay off student loans.

*Save $1,000 in Emergency fund.

*Save $12,000 in Long-Term savings.

*Save $10,000 for down-payment on a house.

*Fully fund my 401k account.

*Fully fund a Roth IRA.

Say your words