Posts tagged Money
April 25, 2009
· Filed under Life, Money, No Spend Days, Spending · Tagged Life, Money, No Spend Days, Spending
- Debt – $40.57
- ATM Fees – $7.00
- Grocery – $20.00
- Fuel – $106.40
- Utilities – $236.31
- Entertainment – $11.89
- Auto Loan – $303.00
- Student Loans – $292.28
- Dog items -$511.83
- Phone – $337.14
- Dining Out – $152.06
Total – $20.18.48
No Spending Days = 3
The dogs’ category is so high because the dogs had a vet visit that was $295.00. Also I bought a poop-scooper and a set of stairs so my little dog could get up to the bed easier. I went over board this month with going out to eat. I went one night with some co-workers to a new restaurant and a highschool friend of mine had a birthday celebration. The phone category is twice as much as it normally is because it was time renew my contract. I got a new phone and will be receiving a $70.00 rebate, so it will offset a little of the cost. Currently, my main checking account is through USAA and they refund ATM fees up to $15.00 per month, so I will get my $7.00 back.
April 12, 2009
· Filed under Life, Money, Work · Tagged Life, Money, Work
I hope everyone who celebrates Easter has a happy one!
I lost track of my spending during March, so there won’t be a March spending report. I have started keeping track again for April. There’s been another type of cutback in my department at work. Any of the representatives in my area that work after 7pm get a pay differential. Nights are started to get slower, so in order to cut more costs, the company has decided to have less people working at night. So those who will no longer work at night, will no longer get the pay differential. It’s 10% – 15% of our base pay. Which equates to about $2,750 – $4,800 loss. I don’t think I can really afford it. We’ve already had a 2% paycut. I could end up lossing 12% – 17% of my pay. Yikes!! But at least I still have a job, for now.
March 31, 2009
· Filed under Money, Pets · Tagged Money, Pets, Vet Visits
It wasn’t even 11am and I had already spent $300. On what you ask? Groceries, electronics, clothes? No – the Vet. I spent $300 on a visit to the vet’s office. 2 of my dog’s (B and D), needed to be seen and it was time for them to get Heartguard pills and Frontline for flea treatment. D is so big now that he has to take 2 heart pills instead of one. Which means that I’m actually paying for 3 different “sizes” of pills. Why does D have to be an enormous dog? Seeing him as a puppy, I couldn’t have dreamed how big he would become. He weights 121 pounds!! That’s crazy. If he sprawls out on the bed, he takes up half of it! If he get any bigger, he’ll need his own darn bed! I love my dogs, but had I known what it all would cost, I don’t know if I would have had 2 big dogs and 1 little dog. Don’t get me wrong I love my doggies, more than my own life at times, but dang talk about expensive.
March 10, 2009
· Filed under Life, Money · Tagged Life, Money, Robert Pattinson
Sorry I’ve been gone so long. I was sick for about a week and a half. Then the market started getting crazy again so we’ve been busy at work. I haven’t had a lot of time to post. Right now I’m really wishing I had the money to take a week off of work and fly to Vancouver, Canada. Why you may ask? Well the most gorgeous guy in the world, Robert Pattinson, is in Vancouver right now getting ready to shoot the sequel to Twilight called New Moon. Oh how I wish I could just charge a trip on my credit card and just take off!!! But the responsible, frugal girl in me keeps reminding me that even if I did meet Robert Pattinson and had the time of my life, I’d still be stuck with a huge bill at the end of the month and not enough money to pay it off. Ah!! Why can’t I ever win? *insert extremely sad face here*
Oh well. Maybe I’ll get a chance to meet him somewhere else. Why can’t any good movies ever be filmed in the Midwest?
December 30, 2008
· Filed under Debt, Food, Money, No Spend Days, Pets, Shopping · Tagged Money, No Spend Days, Spending
Debt – 193.28
Pets – 87.77
Dining out – 19.66
Fuel – 47.00
Gifts – 30.00
External Hard Drive – 110.80
Clothing – 26.00
Household items – 12.83
Groceries – 48.00
Total = 575.34
No spend days = 2 (12/25 and 12/27)
December 15, 2008
· Filed under Debt, Money, No Spend Days · Tagged Debt, Money, No Spend Days, Spending
Clothing – $19.38
Accessories - $23.50
Personal Hygiene – $7.90
Pets – $39.28
Dining out – $31.62
Soda – $7.35
Entertainment – $47.31
Fuel – $ 24.11
Office supplies – $23.83
Debt – $372.72
Cell phone – $167.62
Total – $764.63
No Spend Days – 2 (11/29 and 12/4)
December 15, 2008
· Filed under Money, No Spend Days · Tagged Money, No Spend Days, Spending
Dining out – $24.20
Soda/Juice – $2.85
Debt – $157.55
Fuel – $10.00
Total – $198.52
No Spend Days - 3 (11/23, 11/27, and 11/29)
December 15, 2008
· Filed under Family, Life, Money, Work · Tagged Family, Life, Money, Work
Lately I’ve had this feeling of being off-balance. I don’t know what to do about it. I think it stems mostly from work. I recently switched my schedule and instead of working 12:30pm – 9:00pm, I’m there 10:45am – 7:30pm. It’s been difficult for me to adjust. I’ve been late to the office most of the week. Also, we’ve finally had some lay-offs at work. Approximately 550 people are being let go between now and the end of the year. Thank heavens I wasn’t one of them, but it could have easily been me. I’ve only been with the company for a little over a year and a half. It’s scary. And to make matters worse, I had an upsetting conversation with my aunt about going back to school. She basically wants me to quit my job and go back to being an even more financially un-sound college student. Is she out of her ever-lovin mind?!?!?! With the way the economy is, I need to hold onto my job for as long as I can. I enjoy my job, I like my co-workers, and I love my company. What’s wrong with that? I make decent money. I will actually gross approximately $5,000 more than she will, not that I’m trying to throw that in anyone’s face. But geez!! I know she wants me to do better and be better than what I am, but she wants it for all the wrong reasons.
I did have bigger dreams at one time, but things change. Just because I can’t go back to school right now, doesn’t mean I never will. Maybe I will go back and get into Pharmacy school. Who knows? Right now, I think if I did, I go back to get my financial management degree.
December 4, 2008
· Filed under Money, No Spend Days, Shopping · Tagged Money, No Spend Days, Shopping, Spending
Fuel – 32.56
Soda – 9.04
Stamp – 0.42
Gift Certificates – 2.40
Credit Card Payment – 16.00
Dining Out – 12.82
Alcohol – 55.00
Dogs – 5.00
Groceries – 18.49
Total = 151.73
I had two No Spend Days on 11/15 and 11/16.
November 26, 2008
· Filed under Medical, Money, Tax Deductions, Volunteering, Work · Tagged Medical, Money, Tax Deductions, Volunteering, Work
On Monday, Nov 24, the IRS announced that the mileage rates would change for 2009. They are as follows:
Business – 55 cents per mile
Medical or Moving Purposes – 24 cents per mile
Service of Charitable Organizations – 14 cents per mile
I almost completely forgot about this tax deduction!! My company is big on volunteering for charities and other organizations. They give us volunteer hours to use throughout the year. I used mine during the summer to help sandbag at the city levee during the “Floods of 2008″ here in the midwest. I’m going to need mapquest to see how far I drove. I’ve also had several trips to numerous doctors’ offices and the emergency room several times this year. I will need to mapquest those miles as well. I’ve also had a few business meetings where I’ve had to drive to a location away from work.
