October 21, 2008
· Filed under Car Fund, Career, Emergency Fund, Finance, Money, Savings, Work · Tagged Career, Finance, Money, Paycheck, Savings
I have 3 main savings accounts. They are my Emergency fund, Car Maintenance fund, and Long-Term savings.
Here is the interest I’ve accured for each; Month-To-Date:
Emergency – $1.24
Car Maintenance – $0.08
Long-Term – $1.73
My long-term account is actually a 6-month CD right now. I took $100 from my emergency fund Since I don’t plan on using that money (hopefully) any time soon. Plus, with working over time, I had a little more wiggle room with my finances this paycheck. Hopefully, more over time will be offered occasionally. I say, occasionally because after working 14 hours of over time last week, I thought I’d lost my mind. From now on I plan to keep my over time at 10 hours or less. The stress isn’t always worth the money.
October 18, 2008
· Filed under Credit Cards, Debt, Entertainment, Food, Investments, Life, Money, Savings, Student Loans · Tagged Credit Cards, Entertainment, Food, Money, Paycheck, Student Loans
Full-time Job = $1082.87
Part-time Job = $106.02
Total = $1188.89
Expenses:
$95.00 – to brother
$20.91 – Citibank CC (Mine)
$58.85 – Bank of America CC (Mine)
$187.28 – student loan
$98.67 – utilities
$97.11 – Chase CC (Dad)
$40.00 – transfer to regular savings (investment purchases)
$46.18 – Fuel
$6.50 – pitcher of beer with friends
$29.00 – NSF fee
$26.36 – dinner & margaritas with my sister
September 19, 2008
· Filed under Credit Cards, Debt, Emergency Fund, Entertainment, Family, Investments, Money, Pets, Student Loans, Utilities · Tagged Credit Cards, Debt, Entertainment, Family, Fuel, Money, Paycheck, Pets, Savings, Student Loans
$797.15 – Net pay after health, dental & vision insurance; 401k & HSA contributions.
- $30.00 – Emergency Savings
- $40.00 – Vehicle Maintenance Savings
= $722.15 – Left for bills & misc.
- $141.14 – Utilities
- $187.28 – Student Loans
- $21.00 – Citibank Credit Card
- $105.00 – Parent Loans
- $31.00 – Investments
- $85.60 – Gym Memberships on Bank of America Credit Card
- $20.00 – Oil Change
= $131.13 Left Over
I think I might be going to a movie with my mother & sister Saturday night, so I should set $20.00 aside. Also, as always, I need more fuel in my vehicle. I’ll have to set another $40.00 aside for that. I will also need to set aside some money for dog food & treats. My dogs eat like they never get fed. I really need to put them on a diet.
