Current Debt:
Bank of America – $119.9.3
Citibank – $251.48
Discover – $1013.42
Auto Loan – $15,359.51
Student Loans – $16,881.93
Grand Total = $33,626.27
Current Salary:
$32,000 – $37,000 annual
The salary is a ball park estimate because I receive a shift differential for working a later schedule.
For weeks now I’ve been reading several financial blogs. I find them fun & inspiring. After some contemplation I decided it may be a good I idea for me to give this a try. Ever since I’ve had a job, I’ve struggled with my finances. My family comes from a lower-middle class background, so we’ve always had money issues. I’m afraid that if I don’t get out of debt now, that I may never & I’ll spend the rest of my life living paycheck to paycheck. That’s scares me to death. I don’t want to have to rely on my job. I want to be able to have a good size emergency fund in my back pocket in case things get rough. Financial security is my long-term goal.
Luna's Loose Change 