Archive for Pets

Site Update

My site was brought down temporarily for a few links that were displayed. I guess the WordPress Gods don’t like certain types of content. I have rectified the situation and removed the content. Hopefully, everything will be fine now. I’ve also updated my side bar with new “My Savings” and “My Debt” information. My Emergency fund had a set-back sometime ago and I’ve just now managed to get it back over my original $1,000 goal. I’ve also started a Car Insurance/Maintenance fund so I can pay my car insurance all at once, which should give me a small discount, rather than paying it monthly. I also plan to first use my cash back credit card to pay for the insurance, and then pay the card off right away so I can get the rewards.

My debt climbed up higher than it was. Mostly due to the fact that my dogs all needed their updated shots and Heartguard and flea/tick medicine. That stuff is very expensive. I think from now on I will get the medicines over the internet through 1-800-PetMeds or another site like it.

It’s been raining here the last few days. I like rain, but can only stand so much of it. Hopefully this weekend will end up drying out. No big plans for now. Father’s Day is on Sunday. I haven’t gotten my dad anything yet. I’m a bad planner when it comes to Father’s Day. My dad always says he doesn’t want or need anything. But no worries, I will come up with something. I hope all of you have a great weekend. If you’re a dad, Happy Father’s Day in advance!!

TGIF!!!

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$300 Spent Before 11AM

It wasn’t even 11am and I had already spent $300. On what you ask? Groceries, electronics, clothes? No – the Vet. I spent $300 on a visit to the vet’s office. 2 of my dog’s (B and D), needed to be seen and it was time for them to get Heartguard pills and Frontline for flea treatment. D is so big now that he has to take 2 heart pills instead of one. Which means that I’m actually paying for 3 different “sizes” of pills. Why does D have to be an enormous dog? Seeing him as a puppy, I couldn’t have dreamed how big he would become. He weights 121 pounds!! That’s crazy. If he sprawls out on the bed, he takes up half of it! If he get any bigger, he’ll need his own darn bed! I love my dogs, but had I known what it all would cost, I don’t know if I would have had 2 big dogs and 1 little dog. Don’t get me wrong I love my doggies, more than my own life at times, but dang talk about expensive.

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Reducing Spending – DIY

There have been two ways lately that I’ve decided to help reduce my spending. One – we make our own laundry detergent. This one helps a lot. There are some that don’t like the idea of making their own detergent and that’s fine. But this has saved us some money, especially since the reciepe we use fills a 10 gal. pickle bucket and lasts a while. Two – I’ve started making my own dog treats from a receipe book my mother bought me. So far I’ve tried three of the receipes. The cost of making these treats is significantly less than what it costs me to buy pre-made treats. I think I’m going to start making Sunday my treat-baking day. And then freeze some of them. Later in the week I will post the receipes I’ve used. Then I’ll continue to try the rest of the receipes and post them.

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Jan Spending Month To Date

Here’s where I stand so far for the month.

Fuel – $114.06

Entertainment – $28.19

Auto Loan – $286.72 – I usually pay more.

Student Loans – $272.28

Utilities/Water – $292.31

Dining Out – $65.87 – This should not be so high, but I went out with co-workers one night and friends another night.

Credit Card Payments – $240.55 – Even though I spent way too much on dining out, I still managed to put a lot towards credit.

Dogs – $150.63

No Spend Days – 4

No Drive Days – 2

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Spending Report Dec 22 to Dec 28

Debt – 193.28

Pets – 87.77

Dining out – 19.66

Fuel – 47.00

Gifts – 30.00

External Hard Drive – 110.80

Clothing – 26.00

Household items – 12.83

Groceries – 48.00

Total = 575.34

No spend days = 2 (12/25 and 12/27)

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Pets = Expensive

I love my dogs. I love them a lot. They are probably the closest I will ever get to having kids. But, boy are they expensive. My oldest dog, but yet my newest dog, just had to be spade. When we took her to get a wellness check-up just after adopting her, the vet said he thought she was spade. Well turns out she wasn’t. She went into heat & proceeded to bleed all over my white pin-striped bed sheets. I was not happy. So we got her spade. Since she was already going to be unconscious, I asked the vet to also clean her teeth because that girl has some funky breath. Little did I realize that it was going to cost a small fortune. I gave my mom a check already written out to the vet so she could pay them when she went to pick up my little lady. Later after work, she gave me the bill. $187.20 OMG!!!! Did they use gold thread to stitch her up? That’s absolutely crazy!! And now, she’ll have to go back to have the stitches removed, in which case, I’m sure they’re going to charge me for that visit too!! Jeez!!! Why do things have to cost so much?

Thankfully, although the economy & the markets have not been well, my company is still as strong as ever. I’ve actually been getting over-time, which is much needed since I’m the one answering the phone when people are freaking out about their 401k’s. Today actually wasn’t nearly as bad as Monday or Tuesday or any day last week. Hopefully the market will start to straighten itself out, but only time will tell.

On another note…. Food prices haven’t gone up just for people, they’ve also gone up for pets as well. I’m going to have to start making more dog treats from scratch rather then buying them.

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This Week’s Paycheck

$797.15 – Net pay after health, dental & vision insurance; 401k & HSA contributions.

– $30.00 – Emergency Savings

– $40.00 – Vehicle Maintenance Savings

                                                             

= $722.15 – Left for bills & misc.

– $141.14 – Utilities

– $187.28 – Student Loans

– $21.00 – Citibank Credit Card

– $105.00 – Parent Loans

– $31.00 – Investments

– $85.60 – Gym Memberships on Bank of America Credit Card

– $20.00 – Oil Change

                                             

= $131.13 Left Over

I think I might be going to a movie with my mother & sister Saturday night, so I should set $20.00 aside. Also, as always, I need more fuel in my vehicle. I’ll have to set another $40.00 aside for that. I will also need to set aside some money for dog food & treats. My dogs eat like they never get fed. I really need to put them on a diet.

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