Archive for Spending

April Spending To Date

  • Debt – $40.57
  • ATM Fees – $7.00
  • Grocery – $20.00
  • Fuel – $106.40
  • Utilities – $236.31
  • Entertainment – $11.89
  • Auto Loan – $303.00
  • Student Loans – $292.28
  • Dog items –$511.83
  • Phone – $337.14
  • Dining Out – $152.06

Total – $20.18.48

No Spending Days = 3

The dogs’ category is so high because the dogs had a vet visit that was $295.00. Also I bought a poop-scooper and a set of stairs so my little dog could get up to the bed easier. I went over board this month with going out to eat. I went one night with some co-workers to a new restaurant and a highschool friend of mine had a birthday celebration. The phone category is twice as much as it normally is because it was time renew my contract. I got a new phone and will be receiving a $70.00 rebate, so it will offset a little of the cost. Currently, my main checking account is through USAA and they refund ATM fees up to $15.00 per month, so I will get my $7.00 back.


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February Spending

Here’s how I did for the month:

Auto Insurance – 389.00 (for 6 months)

Auto Loan – 306.12

Cell Phone – 132.43  (Family Plan w/my brother)

Debt – 692.00

Dining out – 54.68

Dogs – 39.69

Entertainment – 75.34

Fuel – 30.00

Grocery – 9.50

State Taxes – 61.00

Student Loans – 272.28

Utilities – 341.83

No Spend Days – 11, Total for the year = 15

No Drive Days – 3, Total for the year = 5

Brought Lunch to Work – 16 out of 16 days, Total for the year = 35 out of 35 days

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Reducing Spending – DIY

There have been two ways lately that I’ve decided to help reduce my spending. One – we make our own laundry detergent. This one helps a lot. There are some that don’t like the idea of making their own detergent and that’s fine. But this has saved us some money, especially since the reciepe we use fills a 10 gal. pickle bucket and lasts a while. Two – I’ve started making my own dog treats from a receipe book my mother bought me. So far I’ve tried three of the receipes. The cost of making these treats is significantly less than what it costs me to buy pre-made treats. I think I’m going to start making Sunday my treat-baking day. And then freeze some of them. Later in the week I will post the receipes I’ve used. Then I’ll continue to try the rest of the receipes and post them.

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