Posts tagged Paycheck

Savings Accounts

I have 3 main savings accounts. They are my Emergency fund, Car Maintenance fund, and Long-Term savings.

Here is the interest I’ve accured for each; Month-To-Date:

Emergency – $1.24

Car Maintenance – $0.08

Long-Term – $1.73

My long-term account is actually a 6-month CD right now. I took $100 from my emergency fund Since I don’t plan on using that money (hopefully) any time soon. Plus, with working over time, I had a little more wiggle room with my finances this paycheck. Hopefully, more over time will be offered occasionally. I say, occasionally because after working 14 hours of over time last week, I thought I’d lost my mind. From now on I plan to keep my over time at 10 hours or less. The stress isn’t always worth the money.

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Oct 17 Paycheck

Full-time Job = $1082.87

Part-time Job = $106.02

Total = $1188.89

Expenses:

$95.00 – to brother

$20.91 – Citibank CC (Mine)

$58.85 – Bank of America CC (Mine)

$187.28 – student loan

$98.67 – utilities

$97.11 – Chase CC (Dad)

$40.00 – transfer to regular savings (investment purchases)

$46.18 – Fuel

$6.50 – pitcher of beer with friends

$29.00 – NSF fee

$26.36 – dinner & margaritas with my sister

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This Week’s Paycheck

$797.15 – Net pay after health, dental & vision insurance; 401k & HSA contributions.

– $30.00 – Emergency Savings

– $40.00 – Vehicle Maintenance Savings

                                                             

= $722.15 – Left for bills & misc.

– $141.14 – Utilities

– $187.28 – Student Loans

– $21.00 – Citibank Credit Card

– $105.00 – Parent Loans

– $31.00 – Investments

– $85.60 – Gym Memberships on Bank of America Credit Card

– $20.00 – Oil Change

                                             

= $131.13 Left Over

I think I might be going to a movie with my mother & sister Saturday night, so I should set $20.00 aside. Also, as always, I need more fuel in my vehicle. I’ll have to set another $40.00 aside for that. I will also need to set aside some money for dog food & treats. My dogs eat like they never get fed. I really need to put them on a diet.

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