Posts tagged Shopping

My Spending 11-15 to 11-22

Fuel – 32.56

Soda – 9.04

Stamp – 0.42

Gift Certificates – 2.40

Credit Card Payment – 16.00

Dining Out – 12.82

Alcohol – 55.00

Dogs – 5.00

Groceries – 18.49

Total = 151.73

I had two No Spend Days on 11/15 and 11/16.

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Weekly Spending Report

Nov 8th – Nov 14th

Fuel – $50.10

Groceries – $143.07

Pet Items – $9.62

Utilities/Water – $173.48

Dining Out – $15.49

Gym Membership – $64.20

Newspaper Subscription – $5.42

Credit Card Debt – $22.35

Student Loans – $85.00

                                                   

Total = $568.70

I went crazy at the grocery store. There’s no way I should have spent nearly $150!! That’s just unacceptable.

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Weekend Overview

Saturday I went to my family’s friend’s wedding. It was a very nice ceremony, the dresses were beautiful, & the reception was fun. The wedding cake was awesome & the dinner was good too. But all-in-all, I still don’t like the fact that I spent all my “left-over” money on a dress & shoes. I get paid this coming Friday. Until then I have $6.80 in my checking account. How pathetic??!?!?! I was able to get gas on Sunday while I was working at the convience store, but gas prices have gone back up. It was up about $0.11 from the last time I fueled up. Completely disgusting if you ask me. Even though the gas prices move upward, I was still busy with plenty of customers. It amazes me. I didn’t have one single no-spend day this weekend either.

Today I went to the gym & then went to Wal-Mart with my mom. Again I ended up spending money, but I needed a few groceries. I’m not much of a morning person & I don’t really have time to cook. So I prefer to just eat cereal for breakfast while I’m getting ready for work. I also needed a few apples for snacks through out the week. My mom suggested that I try to slowly lessen my Diet Mountain Dew intake by buying some juice instead. Therefore I bought a container of Ocean Spray Light Cran-Grape Juice. But Wal-Mart did have 6pk Pepsi products for 2/$3.00, so I ended up buying some. I know that pop (or soda as some call it) can cost quite bit if you’re drinking enough. I really should cut back. If I replaced every other can of pop with water, I could put the money towards my debt.  Another thing that would help save money is if I went to cash only. It’s so easy to lose track of the money I spend when swiping my debit card. Starting this Friday, I’ll start carrying cash instead of my card. We’ll see if that makes a difference in my spending.

Another thing to consider is the electricity bill & water bill. I’ve started slacking on making sure things that are not in use are not plugged in. I need to go back to making a conscious effort to unplug everything I can. I also need to stop taking baths. This is going to kill me because I LOVE baths. However it really is such a waste of money. Also there’s something wrong with our toilet. It keeps running long after the tank has filled. We either have to sit there & wait for it to fill & then pull the lever-thing up, or forget about it & the water runs forever! That’s another huge waste of water. Hopefully there’s a cheap & easy way to fix it.

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End of the Week

Blogging has started to become a little difficult for me. I don’t lead a very exciting life so there’s not much for me to post about. However, at times it makes me feel more accomplished when I write things down. There have been a lot of set backs this month when it comes to paying off my debt. All I’ve been doing lately is spending money. Grrr…

First, my manager’s Step-Mother passed away this week & so everyone in my office decided to pitch in a few dollars to buy a gift for her family. I donated $5.00.

Second, my parents’ friends’ daughter is getting married this weekend. I’m not much for dressing up so my mom decided it would be good for me to buy a new dress. I bought a plain black dress with white trim. It’s practical, comfortable & I can wear it to any occasion; weddings, birthdays, funerals. etc. That cost me $40.00. Then I had to buy some nylons because I never wear nylons. That cost me another $20.00.

Then I needed new dress shoes to go with my dress. Again I bought some practical & comfortable not-too-high black high heels. Since they were under $20.00, mom made me get a second pair of not-too-high black high heels, but in a different style. Both of these pairs I can wear to work, along with the dress. The second pair of shoes cost me a little over $20.00. That’s ok though because since I can wear all this stuff to work as “professional attire,” I’m going to write them off my taxes as a work expense. The outfit will also come in handy again next month for another wedding I have to attend. My mom also convinced me that I needed new earrings to go with my dress. Those I didn’t pay for though. Let me just say being a girl is tough work!! I’m not much for the whole dressing up thing & I’d rather not wear a dress. I’m more comfortable in pants.

The worst thing is not just the spending money, in order to be at the wedding I had to take the day off of from my part-time job to be there. So there’s a loss of funds from missing work. Ugh!

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Barnes & Noble

I love Barnes & Noble. I could spend a small fortune there. Books are definitely a passion of mine. Reading a good book is just so magical. It sweeps you up in the story & takes you on a journey. It lets your imagination run wild. I love to get lost in a great story. The types of books I usually read are science-fiction, vampires, witches, & magic. Love stories too, but I’m not really into the cheesey romance novels.

Today, my mom, my sister, & I spent about 45 mins in B&N. Mom was looking at tattoo books & magazines. We both have a passion for brightly colored imaginative tattoos. Right now all we can do is look, but we both want to get a few more. My sister isn’t really big on reading, but she likes to go & look anyway. There were several books I wanted to buy. I’m really looking forward to the Twilight movie so I picked up the first book in the series by Stephanie Meyer. I also can’t wait for the True Blood TV series to start. So I bought Dead Until Dark the first book in the “Southern Vampire Novels”, which the TV show is based on. The books are also known as the “Sookie Stackhouse series.” At the checkout, the sales clerk asked me if I had a membership. I told her I was sure it had expired, but she offered to check to make sure. I was right, it had expired. Of course she talked me into renewing. She really didn’t have to convince me too much. I was thinking about renewing it anyway. I’ve been reading a lot more as of late & I prefer to buy my books rather then loan them from the library. I know that’s not the frugal way to go, but I like having them for keeps. Plus I’m the type of person to get busy & end up with a late charge. So all-in-all today was a very spendy day.

Twilight = $10.99

Dead Until Dark = $7.99

Calender (for Mom) = $7.99

Notebook (for Sister) = $9.95

Membership Renewal = $25.00

Subtotal = $61.92

Membership Rewards = -$3.70

Total = $58.22

See, I told you… small fortune. Oh for the love of books!

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CVS Trip

2 Bic Wite Out – 2/$3.00 – $1.00 Off Coupon = $2.00

2 Glade Airfreshner – $0.88 ea – BOGO Free Coupon = $0.88

2 Puffs boxes – $0.88 ea – (2) $0.25 off Coupons = $1.26

3 Crest Toothpaste – $1.99 ea – (3) $1.00 EBC ea – (3) $1.00 Off Coupons = +0.03

4 Oral-B Toothbrushes – $1.99 ea – (4) EBC ea – (2) 2/$1.00 Off Coupons = $1.96

 

Subtotal = $14.50

Total ECB = $7.00

Grand Total = $7.50

 

Not bad I’d say. Yes, I still spent $7.50 of my own money. But I still think I did a good job. Toothpaste & toothbrushes should last a while!

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First No-Spend Day In Awhile

As the title reads, today is the first no-spend day I’ve had in awhile. It’s about darn time! I always end up spending money (usually way too much) when I’m with family or friends. Peer pressure is not a friend of mine! This is why sometimes I’m glad I have a part-time job. As long as I’m working 7 days a week it’s makes it more difficult for me to go out & spend. Once I’m done working all I really want to do is go home, watch TV, or lay down. Although, working at a convience store has it’s downfalls too. I LOVE food. Not sure if I’ve mentioned that before, but I do! And of course, convience stores have lots of junk food. Plus, I work mornings there & I’m not a morning person so I usually end up buying something to eat for breakfast.

I only plan on keeping my part-time job until the end of October at the very latest. Once November comes & it gets closer to the end of the year & the beginning of the new year, that’s when things kick into overdrive at my full-time job. Last year there were plenty of opportunities to work overtime & that should sustain me through the winter. Plus, I’d rather not drive 7 days a week in the winter time. MidWest winters are not good ones by any means. They’ve been getting progressively worse the last few years & the less I’m actually on the road, the better. Plus, it makes more sense to work overtime at the full-time job that pays higher then to keep a part-time job that pays less.

I’m still waiting on my rebates from recycling my cell phone & laptop. They say it takes 4-8 weeks to send the gift cards. They estimate I’ll receive the cell phone rebate in the 2nd week of Sept. The laptop rebate isn’t supposed to show up until the middle of October. Patience is something I’ve never been very good at.

One last thought – Everyone please pray that I get the new position I posted for at work. It pays quite a bit more than what I make now.

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