Posts tagged Spending
April 25, 2009 · Filed under Life, Money, No Spend Days, Spending · Tagged Life, Money, No Spend Days, Spending
- Debt – $40.57
- ATM Fees – $7.00
- Grocery – $20.00
- Fuel – $106.40
- Utilities – $236.31
- Entertainment – $11.89
- Auto Loan – $303.00
- Student Loans – $292.28
- Dog items –$511.83
- Phone – $337.14
- Dining Out – $152.06
Total – $20.18.48
No Spending Days = 3
The dogs’ category is so high because the dogs had a vet visit that was $295.00. Also I bought a poop-scooper and a set of stairs so my little dog could get up to the bed easier. I went over board this month with going out to eat. I went one night with some co-workers to a new restaurant and a highschool friend of mine had a birthday celebration. The phone category is twice as much as it normally is because it was time renew my contract. I got a new phone and will be receiving a $70.00 rebate, so it will offset a little of the cost. Currently, my main checking account is through USAA and they refund ATM fees up to $15.00 per month, so I will get my $7.00 back.
February 27, 2009 · Filed under No Spend Days, Spending · Tagged No Drive Days, No Spend Days, Spending
Here’s how I did for the month:
Auto Insurance – 389.00 (for 6 months)
Auto Loan – 306.12
Cell Phone – 132.43 (Family Plan w/my brother)
Debt – 692.00
Dining out – 54.68
Dogs – 39.69
Entertainment – 75.34
Fuel – 30.00
Grocery – 9.50
State Taxes – 61.00
Student Loans – 272.28
Utilities – 341.83
No Spend Days – 11, Total for the year = 15
No Drive Days – 3, Total for the year = 5
Brought Lunch to Work – 16 out of 16 days, Total for the year = 35 out of 35 days
February 11, 2009 · Filed under DIY, Pets, Spending · Tagged Baking, DIY, Pets, Receipes, Spending
There have been two ways lately that I’ve decided to help reduce my spending. One – we make our own laundry detergent. This one helps a lot. There are some that don’t like the idea of making their own detergent and that’s fine. But this has saved us some money, especially since the reciepe we use fills a 10 gal. pickle bucket and lasts a while. Two – I’ve started making my own dog treats from a receipe book my mother bought me. So far I’ve tried three of the receipes. The cost of making these treats is significantly less than what it costs me to buy pre-made treats. I think I’m going to start making Sunday my treat-baking day. And then freeze some of them. Later in the week I will post the receipes I’ve used. Then I’ll continue to try the rest of the receipes and post them.
December 30, 2008 · Filed under Debt, Food, Money, No Spend Days, Pets, Shopping · Tagged Money, No Spend Days, Spending
Debt – 193.28
Pets – 87.77
Dining out – 19.66
Fuel – 47.00
Gifts – 30.00
External Hard Drive – 110.80
Clothing – 26.00
Household items – 12.83
Groceries – 48.00
Total = 575.34
No spend days = 2 (12/25 and 12/27)
December 15, 2008 · Filed under Debt, Money, No Spend Days · Tagged Debt, Money, No Spend Days, Spending
Clothing – $19.38
Accessories – $23.50
Personal Hygiene – $7.90
Pets – $39.28
Dining out – $31.62
Soda – $7.35
Entertainment – $47.31
Fuel – $ 24.11
Office supplies – $23.83
Debt – $372.72
Cell phone – $167.62
Total – $764.63
No Spend Days – 2 (11/29 and 12/4)
December 15, 2008 · Filed under Money, No Spend Days · Tagged Money, No Spend Days, Spending
Dining out – $24.20
Soda/Juice – $2.85
Debt – $157.55
Fuel – $10.00
Total – $198.52
No Spend Days – 3 (11/23, 11/27, and 11/29)
December 4, 2008 · Filed under Money, No Spend Days, Shopping · Tagged Money, No Spend Days, Shopping, Spending
Fuel – 32.56
Soda – 9.04
Stamp – 0.42
Gift Certificates – 2.40
Credit Card Payment – 16.00
Dining Out – 12.82
Alcohol – 55.00
Dogs – 5.00
Groceries – 18.49
Total = 151.73
I had two No Spend Days on 11/15 and 11/16.
November 26, 2008 · Filed under Cell Phone, Debt, Money · Tagged Cell Phone, Debt, Money, Spending
J. Money over at Bugets are Sexy, wrote an interesting post yesterday. Although I can happily say that I’ve never spent $40.00 on “Bling Water,” I’ve definitely had my fair share of emails trying to get me to part with my dear sweet money. One in fact just happened today. My brother and I have a cell phone family share plan. He received an email letting us know that we could renew our contract and upgrade our phones as a “holiday special.” This sent my brother into a frenzy. He’s been wanting a new cell phone for ages now. Sadly, he’s just like me. We LOVE technology, and we love the better, faster, smarter, easier cell phones. Since I’m the primary accountholder, I have to go be the one to actually renew our contract. At first, I had no intention of getting a new phone. I haven’t had my PDA for all that long; though it is an outdated version. Then my brother’s excited frenzy started to shake my money-saving-debt-paying resolve, and I began to cave. I have been saving my coins, dollars, and any unexpected money in a wooden bank. This money started to look like the money I would use to get a new phone. So on our way we went to the local store; money in hand….
Luckily dear readers, my story has a happy ending. It turns out that the customer service representative at the store could not find the email that was sent to us about upgrading our phones. Since he couldn’t find the email, he would not be able to allow us to upgrade early. So we walked out of the store with no new phones and no new contract!!! I was ecstatic! Although my no-spending was all pure luck, it was no-spending just the same. I can happily say temptation avoided! And instead of spending my money on something I didn’t need, I ended up putting the money towards my debt. Yay for me!
Luna's Loose Change 